Depending on the situation, Filip Telibasa, CFP, owner and planner at Benzina Wealth, might be on board with workers investing in their employer.

“For example, [if] he is advocating for some sort of investment to the company stock after employees max out other vehicles like 401(k)s and backdoor Roth IRAs,” he said. “This makes more sense, as it allows the ability to diversify and capture the tax benefits of these other savings vehicles.”

Even in this case, he said it’s important to be cautious with how much you invest in one company — any company.

“I like to use 10% as a benchmark,” he said. “In other words, do not hold more than 10% of your investment assets in any one security.”